Return on investment
Home equity often outperforms even the most carefully planned and built stock portfolios. Rent from income properties can cover costs such as the mortgage and maintenance while the value of the equity you build increases over time. Choosing the right area to purchase a rental property is crucial. When investing in rentals you should think of it as a long-term savings plan where as short-term investments are less predictable.
A pension plan for the future
With increasing home-equity and a mortgage that will be paid over 25 years investors are in essence creating their own source of retirement income. Investment properties with steady monthly rental income can be a great nest for retirement.
The fixer upper
For those with home improvement skills looking for a diamond-in-the-rough as we call it, can use their skills and talents to dramatically increase the value of a second home, either to relocate to it at a later time, rent it out or even sell it for a quick profit.
Great returns across Canada, decade after decade
Why Invest in Real Estate
Investment
Properties
It's a great idea!
Residential real estate has been and continues to be a solid estate investment, typically appreciating faster than inflation with a high return on investment. Mortgages for rental properties continue to be very competitive and provide investors with an opportunity to secure a pension for their future. Investment properties require a minimum down payment of 20% and once you have more than 4 properties, you will need to spread your mortgages across several lenders to avoid reaching the maximum number of mortgages per investor that lenders typically approve.
There's no question that investment properties are one of the best income producing methods in Canada, but investors need to know the ins and outs.
New government regulations and rules for investment property mortgages can make this process confusing for any investor. Whether you need a investment property mortgage or you're just looking for some advice, we're ready to help.
There's no obligation or cost and we're always up to date on rates and opportunities within in the marketplace.